I then withdrew my application after they questioned my 'lack of savings' in a most unprofessional manner, despite my excellent credit and mortgage repayment history.
* The interest rates for some of their accounts are not the best, but better than many of other banks. I would recommend that if you want to be treated like a valued individual and have your loan processed within a reasonable time frame then Macquarie Bank is not for you.Worst Ever Bank! It now operates in 27 countries. "Digital Bank" - sure.....I've got some snake oil for sale.we just purchased a new car with the dealer using macquarie leasing. Macquarie Private Bank is a division of Macquarie Bank Limited, and it's services are available to selected clients only at Macquarie’s discretion. This sounded promising and I was hopeful; however, their flippant and dismissive behaviours continued. We had preapproval in 48 hours, and a full approval in less than 24 hours. So that's good.When ANZ sold Esanda to Macquarie I received a letter saying did I want to pay the remaining $11000 left on my car loan or just keep making monthly payments I agreed to the latter.
Ability to buy digital gift cards from the app and use in the spot is great.
* Macquarie shares are more expensive than the Commonwealth bank shares. Yeah, sorry, I don't have thousands squirreled away in a bank account for my next overseas holiday, or as a 'buffer'. She told us that the bank did not receive a mortgage discharge form. This is also another misleading which can be proved. We were refused for the home loan earlier when we hadn't approached Lendi. If you are seeking a digital bank. Their online banking is great though and anyone can use it, I recommend that, you will get great interest rates and their security is second to none. This is NOT GOOD ENOUGH.They dont care about what you tell them ,they dont listen, and dont want to.when i said I was having a bit of trouble they said sell the car and buy a cheaper one. We were never given a copy of the letter despite numerous requests. They have a real "Oh well, bad luck" attitude, so don't become ill or loose your job because they'll just hammer you. Transfers posted after 5 p.m. AEST post the next business day and the process continues from that point.Electronic fund transfers are the main way customers use for Macquarie.
Nice, shiny new app was really impressive and I was going to move my existing accounts to them. We have had nothing but trouble since day one. Great features and great online platform to bank. Sort reviews by: date | star rating . We only display reputable companies which we have researched and approved. Contract binds you but gives Macquarie total freedom.Update: Got an email that the discount percentage on the rate is for the life of the loan. I'll take my money elsewhere.This bank was excellent to me. I moved back home as I was also very sick. This is a plan my financial adviser set up for me.
At least other lenders state prior to contract that these are discount rates, which is why we discarded them as options. Damn stupidity as thats the reason to borrow extra money.I've been banking with them for four years, as a high income permanent employee. Macquarie Bank was established in 1969 as Hill Samuel Australia, with just three staff members. * I received excellent customer service from this bank. Macquarie Bank was founded in 1969 with just three staff members in a Sydney office. Should multiple transfers be made, a separate fee applies for each one.If the money transfer is routed through multiple banks for any reason, these intermediary banks may charge a fee.Macquarie takes the security of its customers exceptionally seriously. The bank informed us two days before the settlement date to deduct $70k from $130k which was left from selling the house. Companies can't alter or remove reviews from ProductReview.com.au.Terrible time logging in, them getting information correct and being hand balled from one customer service rep to another.16.3 You acknowledge that we retain the right not to provide products or services to anyone that we decide, in our sole discretion, that we do not wish to provide them to.DO NOT BANK WITH THESE MUPPETS!
I don't use phone apps but the online banking has been flawless. They offered 250 bucks towards my mortgage to compensate for their lack of professionalism, but still wanted more proof of my wages.
Even without online chat, customer service is available on the telephone 24 hours per day.We compare currency exchange and money transfer services over 200 countries worldwide. Go to St George for your home loan, i've heard they are great, and I have a bank account with them too and their always really helpful irrespective of how much you earn. These rates remain valid for a set period, usually up to a day but more often a few hours.
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